About Us

Driving Capital. Building Prosperity. Transforming Neighborhoods.

A Community Development Mission-Driven Nonprofit Lender for Over 30 Years

Since 1989, Community Capital New York has been working to create a thriving, inclusive, and equitable economy where all people have access to build wealth and prosperity for themselves, their families and communities. Community Capital New York is a 501 (c)3 nonprofit organization, SBA Lender, and a U.S. Treasury-certified Community Development Financial Institution

We drive capital and resources to start-ups and small business owners in the Hudson Valley typically excluded from current systems. We support affordable housing developments throughout New York State through capital and technical assistance. We support low and moderate income communities and communities of color gain access to capital and resources to grow their businesses and build wealth.

Snapshot of our impact

Impact Numbers


Creating opportunity is our mission. Community Capital is an economic catalyst that strengthens the prosperity of our communities. Through education and innovative financing we enable underserved people to become stakeholders in a more inclusive economy.

Company Overview

Formerly known as the Westchester Housing Fund, Community Capital New York changed its name to reflect our growing menu of programs and our expanded service area that now includes Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester counties in the Lower Hudson Valley, the Bronx and Fairfield County, CT. Community Capital New York is a certified Community Development Financial Institution (CDFI).

Community Capital New York is a responsible and cost effective steward for community and economic development, recycling funds provided by the government, corporations and individual “social impact” investors to maximize opportunity.

Our loan programs have generated thousands of dollars of tax revenues for our communities, lessened the carbon footprint and made dozens of Main Streets more vibrant and sustainable.

Social Entrepreneurs

We are social entrepreneurs on two fronts: small businesses and housing. Small businesses continue to be the backbone of the U.S. economy. In the Hudson Valley region, 90% of jobs are found in companies employing 15 or fewer employees. Small businesses create wealth for their owners, jobs for their employees, tax revenues for their communities and benefits for their customers. We drive large scale change by investing in entrepreneurship locally. Currently, 40% of our small business loans are to existing businesses and 60% to start ups.

Scores of entrepreneurs have a chance at success due to the support they receive from our access to capital, workshops, webinars, training sessions and one-on-one business development services and business coaching.