—Jose Hildago, Boom Hair Studio, Sleepy Hollow, New York
Your Lending Partner.
Whether you are launching a start up, expanding a small business in the Hudson Valley, or developing affordable housing across New York State, we provide a dynamic, relationship-driven approach to lending.
Ready to get started?
Learn more about our programs and apply online.
Microloans
Our SBA Microloans can be used to fund a start up or existing business. Community Capital New York funds loans up to $75,000 can be used, for example, for working capital, hiring employees and debt refinancing.
Small Business Loan
Our SBA Community Advantage Loan provides funding up to $250,000 and can be used for a start up or existing business. Loan funds can be used for all business needs.
Fast Track Loan
Our Fast Track Loan is for existing Community Capital New York clients who need an injection of up to $10,000 of capital for their business. With a quick approval process, the Fast Track Loan can be a timely resource for your business.
Our Loan Options for
Small Business Owners & Start Ups
We Connect Start Ups & Small Business Owners with Capital
We believe in thriving small businesses. Community Capital New York’s goal is to provide the best combination of funding and business support services to improve its clients’ operational outcomes and build long-term wealth and prosperity for their families, businesses and communities.
Prioritizing Lending for Small Businesses
Our loan products meet the needs of small businesses and start ups. We offer loans from $5,000 to $250,000.
"Not only did they provide me with a loan, but Community Capital New York also helped me expand my business network and gain public exposure among new communities due to our relationship. I am very grateful for their support!"
We Connect Affordable Housing Developers with Capital
AFFORDABLE HOUSING FINANCING
We provide financing for upfront, early-stage project expenses such as architectural and engineering fees, legal fees, and environmental due diligence. We also offer Bridge Loans, Property Acquisition Loans, and construction financing to fit your development needs.
Over 36 Years of Community Impact
Community Capital New York is a 501(c)3 nonprofit, an SBA Lender, and a U.S. Treasury-certified Community Development Financial Institution. We create economic opportunities for underserved, historically disadvantaged individuals and communities by providing flexible loans and business support services to low-income small business entrepreneurs and by funding the development of affordable housing.
$73.8M
invested in increasing the supply of affordable homes and fostering small business growth
Over 95%
of our clients are people with low- to moderate-income, minorities and women
2,100+
small business loans, credit builder products and grants provided
8,400+
jobs created or retained as a result of our community investments
81%
of our portfolio experiences a 4-year business survival rate compared to the national average of 50%
5,400+
units of safe, affordable homes built, preserved or enhanced
14,800+
people in safe, affordable homes who earn 80% or less than the area’s median income
Additional Small Business Loans
We offer other loan products to support small business owners.
For more information, Contact a Loan Officer.
"I had no resources to start a company, but I knew I could be successful with perseverance, focus, faith, and the right guidance. And I’ve learned how to build a company strategically."
—Margarita Hidalgo, CEO, Sweet Bee Daycare
"Community Capital New York saw my vision and made it happen. They have been with me through the whole process—and they believe in me."
—Terrence and Kisha Clark, Co-CEOs, Black Parakeetz
“Most lenders didn’t want to work with me because I just started my business. But, the team at Community Capital New York believed in me. They were like angels crossing my path right when I needed them. I was glad I had my business plan ready!”
—Bryan Lantier, Founder & CEO Ramblin Coffee
“In this world, cash is boss, and credit is king. So I quickly learned that when you establish a business, you need a line of credit.” As a first-time business owner, Johnah learned the ins and outs of personal financial literacy and its role in Stella Bella Beauty Salon’s sustainability."
—Johnah Incardona, Founder & CEO, Stella Bella
"We didn't how to run a business. But Mario knew how to do the job, and I knew how to help him with logistics and operations," says Raquel. "SCALE gave us the confidence we needed to succeed as business owners."
—Raquel and Mario, Founders & Co-CEOs, MNR Pest Solutions
“Partners like Community Capital New York and Leviticus are invaluable to us. It’s the pre-development money that’s most important for us to get our projects started.”
—Rachel Goodfriend, Consulting and Development, ALCD, The Wallace Campus Project
Not Sure Where to Start?
Reach Out to Us Today!
No two businesses are the same. We want to help you access the capital you need to achieve your unique goals. To learn more about our loan options, call us today at 914-747-8020, or if you are ready to apply for a loan, you can apply online.
