Westchester County Microenterprise Grant Assistance to Businesses Impacted by COVID-19

About the Program

In an effort to meet the needs of small businesses in the 27 municipalities of the Westchester Urban County Consortium (defined below) negatively impacted by COVID-19, the County Planning Department is offering business stabilization grants.

Eligibility: To qualify:

  • The business must be a private, for-profit businesses
  • It must be located in the 27 member Urban County Consortium (see below)
  • It must have 5 or fewer employees (including the owner and part time employees)
  • The business must operate outside of a residential property
  • The business must have been in operation prior to March 15, 2017
  • The business must have been negatively impacted by COVID-19.

Non-profit, franchise, and chain businesses are not eligible.

Eligible businesses must meet the following standards and requirements

Eligible businesses must meet ONE (1) of the following four requirements:

  • The Owner’s household income (including all adults at their home address) is below the income limits




  • The business is located within a Low and Moderate Income Area (LMA) and primarily serves local residents; Low and Moderate Areas are defined as block groups where at least 51% of the population qualifies as having an income at or below 80% of the Area Median Income as defined by the United States Department of Housing and Urban Development, adjusted for household size


  • The funding will help retain at least one full-time or part-time position for a person from a Low and Moderate Income (LMI) household who is at imminent risk of job loss without the funding (Note: this includes furloughed workers). It is anticipated that the funding would be used to supplement or aid job retention, rather than as a sole means of retaining a worker. Employees must have been on payroll as W-2 workers prior to March 15, 2020 and be qualified as low and moderate income at the time of retention


  • The funding will hire at least one full-time or part-time position for a person from a Low-to-Moderate Income (LMI) household (Note: this includes laid off workers). It is anticipated that the funding would be used to supplement or aid job creation, rather than as a sole means of hiring a worker. Employees must be on payroll as W-2 workers and be considered Low-to-Moderate Income at the time of hire

Member municipalities of the Westchester Urban County Consortium:

Briarcliff Manor
Dobbs Ferry

Mamaroneck Town (outside the Village of Larchmont)

Mamaroneck Village
Mount Kisco
North Salem
Ossining Town
Ossining Village

Port Chester
Rye Brook
Rye Town
Sleepy Hollow

Available Assistance

  • The County is making $1.2 Million* of Community Development Block Grant – COVID/CARES Act (“CDBG-CV”) funding available for microenterprises to apply for grants of up to $10,000*.
    * subject to change if additional funds are allocated to the Consortium

Use of Funds

  • Program funds may be used for business expenses that are determined reasonable and necessary for the stabilization of the microenterprise business. The program is subject to the limits, rules and regulations, and uses set forth by the HUD CDBG-CV, even if not explicitly listed.

Businesses That Are Excluded

  • Adult bookstores, adult video or adult entertainment
  • Check cashing facilities
  • Gambling facilities
  • Gun shops
  • Liquor stores
  • Non-therapeutic massage parlors
  • Medical marijuana production/distribution
  • Pawn shops
  • Tanning salons
  • Tattoo parlors

Eligible Uses

  • Rent
  • Working Capital
  • Marketing/planning/feasibility studies
  • Technical training
  • Personal Protective Equipment for employees
  • Certain other costs associated with stabilizing a small business

Ineligible Uses

  • Relocation of business operations
  • Renovations
  • Paying off existing debt
  • Reimbursement for costs incurred before aid

Required Documents - Please note that all required documents need to submitted with your application

  • Most recent Business Federal Tax Return including all schedules
  • Most recent Personal Federal Tax Return for everyone that owns 20% or more of business
  • EIN Verification Letter
  • Business Organizational Documents including DBA, if appropriate
  • Voided check from the business
  • Bank signature card (if the voided check does not reference legal name of business

The Process & When You Can Expect to Hear From Us

  • Grant requirements are subject to change and allocated funds may be depleted so it is in the interest of the applicant to submit all requested documents with the application (you will have the opportunity to upload the documents in the application, below).
  • If we confirm you meet the minimum requirements, we may request additional documentation to confirm that your business meets all of the program requirements.
  • After we review these documents, if we find that your business does not qualify for the grant, we will email you a decline letter.
  • If we find that you meet all the program requirements and qualify for the grant, we will send you the closing documents for your review and schedule the closing.
  • If you have any questions, email us at apply@communitycapitalny.org

Thank you for your patience as we work hard to support the small businesses of Westchester County.

Please complete the application form below and we will be in contact with you soon.

Questions?  Please contact our Lending Team at apply@communitycapitalny.org with questions or immediate needs.

Please be sure to complete all sections of the grant application form below and we will be in touch with you soon.

You can save the application and complete it later. 

The Westchester County Emergency Grant Application