Small Business Loan

Welcome! If you are a small business owner interested in applying for a loan to start or grow your business, you have come to the right place. Please review the information provided below, and begin your application when you are ready. You will need to fill in the application online.

If you are looking for lending assistance as a result of COVID-19, please refer to our Emergency Express Loan before applying for our small business loan.

Terms and Eligibility

What kind of small business loans does Community Capital provide? How can I use the funds?

Loan Application Evaluation

What does Community Capital look for in a loan application?

Loan Application and Process

It's easy to apply for a Community Capital Small Business Loan.

At Community Capital New York, we take great pride in supporting small business owners in Westchester and the Hudson Valley to grow their businesses and achieve their dreams. Whether you’ve been in business for ten days or ten years, our dedicated lending team guides you step-by-step through our personalized lending process, specifically designed to meet your individual needs.

Take just a minute to tell us a bit about yourself and your business and our Small Business Lending Team will be in touch within two business days.

Community Capital NY’s minimum loan requirements are as follows but don’t hesitate to contact us if you have questions about your eligibility. We will help you determine your best path forward.

  • Business is located within the counties of Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester, The Bronx, or Fairfield, CT
  • You are at least 21 years of age
  • Business is not a gas station or in the adult entertainment industry
  • Minimum 600 FICO Score
  • No more than $1,000 in unresolved liens, judgments, collection accounts or charge-offs
  • No bankruptcy in the last 36 months
  • Current on all financial obligations for the previous six months
  • This field is for validation purposes and should be left unchanged.