apply now with the sba

As details with the COVID-19 SBA lending options change frequently, we encourage you to visit their resource center for the most current information.

Need Emergency Working Capital?
Apply for an SBA Loan

The SBA Disaster Recovery Loan

For Small Businesses in Westchester and the Hudson Valley impacted by COVID-19.

If you need long-term working capital as result of the impacts of COVID-19, the SBA’s online Disaster Relief Loan application is now available here.

Visit the Community Capital New York Emergency Express Loan page.

Loan Terms

  • Interest Rates Beginning at 2.75% for nonprofits and 3.75% for businesses
  • Approximately 21 days to process. Time to receive funds may be longer.
  • No collateral needed for loans up to $25,000
  • Loans over $25,000 required to provide collateral, but will not be turned down because of a lack of collateral
  • For assistance in completing the application, find an SBA resource partner closest to you.

To Apply

click the links below to download the forms in PDF format

Complete the SBA Loan Application (SBA Form 5 or 5c)

Tax Information Authorization (IRS Form 4506T) for the applicant, principals, and affiliates.  Here are the IRS Form 4506T Instructions.

Schedule of Liabilities (SBA Form 2202)

Personal Financial Statement (SBA Form 912)

Additional Filing Requirements (SBA Form 1368) with Monthly Sales Figures (This is especially important for Economic Injury Disaster Loans)

Complete Copies of Most Recent Federal Income Tax Return. (If the most recent Federal Tax Return has not been filed, a year-end profit-and-loss statement and balance sheet for that tax year.)

Current Year-To-Date Profit & Loss Statement

The SBA provides a link to Disaster Loan Application Paper Forms here: 

Questions?  Please contact our Lending Team at with questions or immediate needs.