Building Homes & Prosperity
for Hudson Valley Residents

For over 30 years, we’ve partnered with for-profit and nonprofit housing developers to expand affordable housing opportunities for residents in Westchester and the Hudson Valley. As an innovative lender, we are committed to helping developers overcome financial obstacles, and we work collaboratively and creatively to address the capital needs of the projects we assist. Eligible projects include new construction, rehabilitation, adaptive re-use, multi-family, single-family, mixed-use, mixed-income and special needs housing.

Our Affordable Housing Lending Program Includes:

Pre-Development Loans: Ranging from $5,000 to $1,000,000.

Bridge Financing: Up to $500,000.

Feasibility Loans: Up to $25,000 available in Westchester. In some cases, these loans may be forgivable.

Special Financing: We work with developers, on a case-by-case basis, to address financing gaps that don’t fit easily into other lenders’ portfolios.

Collective Impact

For more than 30 years, we’ve been proud to be part of a community of local lenders committed to equitable lending practices in Westchester County and the Hudson Valley. Our impact includes:

    • $35M in lending solutions in for residents of who earn 80% or less of the area median income
    • $500M in additional public and private capital

For more information about our affordable housing lending program, contact Elissa Bard, our VP of Housing, below.

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